Embarking on a sailing adventure is an exciting experience, but it’s essential to ensure peace of mind by protecting your vessel with sailboat insurance. Sailboat insurance is a type of nautical insurance that covers large vessels, generally over 8 meters in length, used for recreational navigation.
At Yachtsman, we understand the risks involved with owning a sailboat, whether you're exploring distant shores or sailing along the coast. Our sailboat insurance offers comprehensive all-risk coverage designed to meet the needs of sailing enthusiasts like you.
The sailboat insurance policy covers all potential risks that may occur while sailing. Our all-risk policies for sailboats cover storm damage, personal injury, theft, accidental damage, among others.
At Yachtsman, third-party insurance in boat policies serves as a safety net for others. Please check the benefits of our Extended Third Party policies:
Mandatory and voluntary civil liability of €500,000 extendable.
Includes towing expenses at sea.
Wreck removal.
Includes medical expenses.
Includes personal accidents.
Yachtsman's comprehensive boat insurance offers broad protection for your boat beyond essential protection after an accident.
Everything included in extended third party.
Provides your boat with comprehensive protection beyond collision with obstacles or underwater rocks, or damage to another person's property.
Includes coverage such as fire damage, theft, vandalism, and medical expenses.
Also covers possible damage caused by natural disasters such as hurricanes, floods, and hail.
Includes Personal Effects
Provides transit coverage (for all types of boats up to 8 meters)
Includes total loss and partial damage.
Includes English Conditions with agreed value option.
Loss or damage caused by fire, theft, accident, or malicious acts by third parties.
Medical coverage for you and those on board.
Coverage for your underwater machinery.
Auxiliary boats, if marked with the name of the main vessel, up to €500, unless a higher amount was specified.
We cover most of Europe, including the Mediterranean, Canary Islands, Madeira, and the Azores.
Liability certificates are available in Italian and Greek.
Personal accident coverage for you and those on board.
Protected no-claims bonus if the incident occurred at your usual mooring.
Personal belongings covered as standard up to €500, unless a higher amount was specified.
Includes road trailer coverage for vessels up to 8 meters.
Option to increase civil liability coverage up to €6,000,000.
Choosing the right insurance for your sailboat is essential. Coverage selection considers factors like choosing the right limits, a detailed analysis of policy exclusions, and sea towing services in case of an incident.
At Yachtsman, we offer comprehensive solutions to ensure you can sail with peace of mind.
Life at sea can be unpredictable, so you must plan ahead and protect your sailboat with an all-risk insurance policy.
While sailing, Yachtsman’s sailboat insurance allows you to relax and enjoy without worrying about what could go wrong.
Whether you're exploring remote locations or just cruising along coastal waters, creating lasting memories with your sailboat starts with the right coverage.
Financial protectionRegulatory complianceRisk managementCivil liability coverageEnvironmental responsibilityPeace of mindCuando planeas contratar un seguro para tu velero, debes asegurarte de que se adapte a tus necesidades y no olvides incluir equipos adicionales como remolques, carro de varada y equipos de seguridad. Estos accesorios suelen ser costosos de reemplazar y es importante tenerlos cubiertos. El seguro de embarcación suele cubrir daños accidentales, incendios, robos, daños malintencionados, daños por tormenta y tu responsabilidad por daños o lesiones a terceros. Sin embargo, no cubrirá desgaste, rotura, depreciación, deterioro gradual, averías mecánicas, daños causados deliberadamente por ti o mano de obra defectuosa. Si estás considerando el seguro de embarcación de Yachtsman, es recomendable leer detenidamente las políticas y condicionados para conocer las coberturas y exclusiones específicas.
Es una condición de muchas pólizas de seguro que su embarcación se mantenga correctamente y en condiciones óptimas de navegación, si bien es importante asegurarse de que su póliza de seguro de embarcación sea válida en caso de un siniestro, esto también es una buena práctica para garantizar que usted y sus pasajeros estén seguros cuando estén en el agua. Es importante garantizar que todos los sistemas de una embarcación se revisen y, según sea necesario, se mantengan de acuerdo con las pautas de los fabricantes o las mejores prácticas generalmente reconocidas. Si no está seguro, vale la pena buscar asesoramiento profesional de un astillero o un perito.
