Sports Boat Insurance Spain

Speed, Control, Protection — Tailored Insurance for Your Sports Boat

Protect your high-speed adventures with motor boat insurance

Protect your high-speed adventures with motor boat insurance

Motor boat insurance is a type of marine coverage that specifically covers fast boats, including their machinery, devices and civil liability. At Yachtsman, we understand the pleasures and challenges that come with owning a motor boat.

The fun that comes with sailing at high speed, enjoying water sports. That's why we have motor boat insurance to keep you safe and sound while you enjoy your vessel.

What does our motor boat insurance cover?

With our motor boat insurance policy you are covered against any adversity that may arise. Therefore, your navigation will be pleasant with the security of being well protected. We are aware of the importance of protecting your vessel and guaranteeing your safety.

This means we cover accidents caused by storms or collisions that cause damage to your vessel.

Yachtsman mainly offers two types of boat insurance coverage.

Types of boat insurance

Extended Third Party

At Yachtsman, third-party insurance in boat policies serves as a safety net for others. Please check the benefits of our Extended Third Party policies:

  • Mandatory and voluntary civil liability of €500,000 extendable.Mandatory and voluntary civil liability of €500,000 extendable.

  • Includes towing expenses at sea.Includes towing expenses at sea.

  • Wreck removal.Wreck removal.

  • Includes medical expenses.Includes medical expenses.

  • Includes personal accidents.Includes personal accidents.

Extended Third Party

Starting from€130Annual

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Comprehensive

Yachtsman's comprehensive boat insurance offers broad protection for your boat beyond essential protection after an accident.

  • Everything included in extended third party.Everything included in extended third party.

  • Provides your boat with comprehensive protection beyond collision with obstacles or underwater rocks, or damage to another person's property.Provides your boat with comprehensive protection beyond collision with obstacles or underwater rocks, or damage to another person's property.

  • Includes coverage such as fire damage, theft, vandalism, and medical expenses.Includes coverage such as fire damage, theft, vandalism, and medical expenses.

  • Also covers possible damage caused by natural disasters such as hurricanes, floods, and hail.Also covers possible damage caused by natural disasters such as hurricanes, floods, and hail.

  • Includes Personal EffectsIncludes Personal Effects

  • Provides transit coverage (for all types of boats up to 8 meters)Provides transit coverage (for all types of boats up to 8 meters)

  • Includes total loss and partial damage.Includes total loss and partial damage.

  • Includes English Conditions with agreed value option.Includes English Conditions with agreed value option.

Comprehensive

Starting from€230Annual

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Why choose Yachtsman for your motor boat insurance?

Why choose Yachtsman for your motor boat insurance?
  • Loss or damage caused by fire, theft, accident or malicious damage by third parties.

    Loss or damage caused by fire, theft, accident or malicious damage by third parties.

  • Medical coverage for you and people on board.

    Medical coverage for you and people on board.

  • Coverage for your underwater machinery.

    Coverage for your underwater machinery.

  • Auxiliary vessels, if they are marked with the name of the main vessel up to €500, unless you have specified a higher amount.

    Auxiliary vessels, if they are marked with the name of the main vessel up to €500, unless you have specified a higher amount.

  • We cover areas in most of Europe, including the Mediterranean, Canary Islands, Madeira and the Azores.

    We cover areas in most of Europe, including the Mediterranean, Canary Islands, Madeira and the Azores.

  • Civil liability certificates are available in Italian and Greek.

    Civil liability certificates are available in Italian and Greek.

  • Personal accident coverage for you and people on board.

    Personal accident coverage for you and people on board.

  • Protected bonus for not suffering claims if the incident occurred at the usual mooring.

    Protected bonus for not suffering claims if the incident occurred at the usual mooring.

  • Personal effects covered as standard up to €500, unless you have specified a higher amount.

    Personal effects covered as standard up to €500, unless you have specified a higher amount.

  • Includes road towing coverage for vessels up to 8 meters.

    Includes road towing coverage for vessels up to 8 meters.

  • Possibility to increase civil liability up to €6,000,000.

    Possibility to increase civil liability up to €6,000,000.

What should you expect from your motor boat insurance?

When it comes to the sea, we know how vital it is to choose the right motor boat insurance for your vessel and your peace of mind. When taking out insurance for your motor boat, it is necessary to look for coverage that specifically adapts to this type of motor vessel.

At Yachtsman our comprehensive insurance is flexible enough to include all the coverage you need adapted to your needs.

Plan your motor boat experience and sail with peace of mind

  • comporensive
    Peace of mind

    You can relax and have a good time sailing, knowing that in case of accident or theft you will be covered.

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    Financial protection

    In case an incident occurs, our motor boat coverage can save you a considerable amount of money which you can invest in the vessel.

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    Focus on enjoying

    Taking out the right insurance will allow you to enjoy your time sailing without worries.

Plan your motor boat experience and sail with peace of mind
Why is motor boat insurance important?

Why is motor boat insurance important?

  • Accident coverageAccident coverage
  • Civil liabilityCivil liability
  • Theft coverageTheft coverage
  • Damage repairDamage repair
  • Medical expensesMedical expenses
  • Natural disastersNatural disasters
  • ¿Cómo solicito un presupuesto de seguro para mi lancha a motor ?
    Haciendo clic en el botón Obtener presupuesto y en 30 segundos tendrá un presupuesto para su embarcación.
  • ¿Qué cobertura existe para mi lancha a motor?

    Cuando planeas contratar un seguro para tu lancha a motor, debes asegurarte de que se adapte a tus necesidades y no olvides incluir equipos adicionales como remolques, carro de varada y equipos de seguridad. Estos accesorios suelen ser costosos de reemplazar y es importante tenerlos cubiertos. El seguro de embarcación suele cubrir daños accidentales, incendios, robos, daños malintencionados, daños por tormenta y tu responsabilidad por daños o lesiones a terceros. Sin embargo, no cubrirá desgaste, rotura, depreciación, deterioro gradual, averías mecánicas, daños causados deliberadamente por ti o mano de obra defectuosa. Si estás considerando el seguro de embarcación de Yachtsman, es recomendable leer detenidamente las políticas y condicionados para conocer las coberturas y exclusiones específicas.

  • ¿Tengo cobertura para remolcar esquiadores y artefactos náuticos con mi lancha a motor?
    No, la mayoría de las aseguradoras no incluyen de serie la cobertura de responsabilidad civil para el remolque de esquiadores y juguetes. Esta cobertura tendrá un coste adicional y puede tener condiciones o requisitos especiales sobre el funcionamiento seguro del remolque. Es muy importante que entiendas estos requisitos adicionales y los cumplas, ya que puede invalidar tu cobertura si no los aplicas en caso de siniestro.
  • ¿Está cubierto el remolque de mi lancha motor?
    La responsabilidad por los daños causados a otras personas o a sus bienes mientras remolcan su embarcación debe estar cubierta por la póliza de seguro del vehículo remolcador. La mayoría de las aseguradoras de automóviles cubren el remolque para uso personal y cubren su embarcación cuando está siendo remolcada, pero revise su póliza cuidadosamente y comuníquese con su compañía de seguros si no está seguro. Muchas aseguradoras restringen el tránsito por carretera a embarcaciones de menos de una eslora determinada; 9 metros es un límite bastante común.
  • ¿Existe alguna condición para el seguro de mi lancha a motor?

    Es una condición de muchas pólizas de seguro que su embarcación se mantenga correctamente y en condiciones óptimas de navegación, si bien es importante asegurarse de que su póliza de seguro de embarcación sea válida en caso de un siniestro, esto también es una buena práctica para garantizar que usted y sus pasajeros estén seguros cuando estén en el agua. Es importante garantizar que todos los sistemas de una embarcación se revisen y, según sea necesario, se mantengan de acuerdo con las pautas de los fabricantes o las mejores prácticas generalmente reconocidas. Si no está seguro, vale la pena buscar asesoramiento profesional de un astillero o un perito.